ஸ்நானம் ஆறு வகைப்படுமாமே? இங்கே பாருங்க
Did you ever know that the "Proportion of usage of credit card to total available credit card limit" matters for having a good credit history. It seems its better to use 1/3 of the credit card limit (in maximum, even if you pay off every month). And its better to split our expense amongst all of the cards (Ofcourse, paying it on time also matters ). I heard this from a friend here and then I tried to find much more details on credit history maintainence. Here is the info reg that. Just thought of sharing !!!
How does this work in India? Does the credit history matter for any purpose ?!!!