Sunday, October 08, 2006

Credit card Balance !

ஸ்நானம் ஆறு வகைப்படுமாமே? இங்கே பாருங்க

Makkale...
Did you ever know that the "Proportion of usage of credit card to total available credit card limit" matters for having a good credit history. It seems its better to use 1/3 of the credit card limit (in maximum, even if you pay off every month). And its better to split our expense amongst all of the cards (Ofcourse, paying it on time also matters ). I heard this from a friend here and then I tried to find much more details on credit history maintainence. Here is the info reg that. Just thought of sharing !!!

How does this work in India? Does the credit history matter for any purpose ?!!!

6 comments:

indianangel said...

naanum idha patthi kelvi patrukkaen but dont know how far its true or how it works! :)

Priya said...

its true because i found that my credit history wasn't as good as i expected though i have always paid on time !! but i just used one card always!! guessing that its because of that..

smiley said...

very good info, tx :)

யாத்திரீகன் said...

yup priya.. thatz true.. talk to your banker and he'd tell you more abt it....

so now its become "Saapida Ponga" ? :-)

sorry yaar.. that series required lotsa patient and time.... i'm now in orissa with limited access to pc... will checkout the series sometime later :-D

Arunkumar said...

first time here... came here via sivamurugan's blog..

informative post. i feel its true... i shud chk my c.history once.

chinna post padikkanumnu thedi kandupudichu inda post padichen :)
mathadellam paditchittu approm commentaren... :)

neram kedacha namma blog pakkam vanduttu ponga !!!

http://findarun.blogspot.com

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